Convicted home insurance

A criminal record can push up the cost of your home insurance even if the crime in question is unrelated to the type of cover being sought. When applying for home insurance, the law states that you have to disclose any unspent convictions, or ongoing prosecutions. It doesn’t necessarily matter what the conviction was for, but those with criminal records are likely to face higher premiums or be turned down for insurance altogether.

Figures show that the average annual home insurance quote for customers without a criminal record was just under £200, compared with £443 for those who did declare a criminal record.

Insurers need to know about customers’ convictions because these are one of the factors they use to assess risk, and set premiums. Insurance providers approaches to insuring ex-offenders can vary hugely. Many mainstream insurers operate a blanket policy of not providing home insurance to people with unspent convictions. However, a few providers take a more positive approach and here at convictedhomeinsurance.co.uk we work with these providers to offer you the best deal on your home insurance.

Convictedhomeinsurance.co.uk is a website designed to offer impartial advice to be people with convictions and help them insure their property. We offer a confidential service and will do our best to find an affordable policy with the right level of cover.

Our sister site convictedcarinsurance.co.uk helps find convicted driver insurance for offences such as drink driving, uninsured driving and reckless/dangerous driving.