Tips for cheaper contents insurance

• Pay your premiums annually. Many insurers will levy an additional charge of you pay by monthly direct debit.

• Raise the excess. An excess is the amount you pay towards a claim. If you increase the excess you will usually pay a lower premium.

• Combine contents and buildings insurance if you require both.

• Build up a no claims discount.

• Prevention. It often pays to take precautions against a claim. High quality locks, burglar alarms, smoke alarms and membership of a neighbourhood watch scheme can all reduce your premiums.

Convictedhomeinsurance.co.uk is a website designed to offer impartial advice to be people with convictions and help them insure their property. We offer a confidential service and will do our best to find an affordable policy with the right level of cover.

Our sister site convictedcarinsurance.co.uk helps find convicted driver insurance for offences such as drink driving, uninsured driving and reckless/dangerous driving.